GET EXTRA

Capital for your business

Get Pre-Approved For Up to $500,000

Apply for funding

Talk to one of our Funding Specialists by calling 844-367-7542 or apply online. We will discuss your terms, review your information.

Get Pre-approved

Once our representatives review your online application, you will be offered the funding rate on the same day.

Get Funded

If you are approved, your money will be deposited directly into your business bank account within two business days.

See how TJC Payments capital works

Whether you need extra capital to expand your business or are faced with difficult financial times, contact us today! We have helped thousands of business owners expand their enterprise, make payroll and increase inventory holdings.

It’s free to apply and won’t affect your credit score

Why business owners Choose TJC Payments Capital

Your business will get funded by us even if a bank has refused to finance you. If you do not have a business plan or any collateral, we will work with you. We believe in approving funding for a business by looking at the ongoing financial data and life of the business, not just the credit score.

We’re faster than banks, more reliable than crowdsourcing, and flexible with our borrowers!

It’s free to apply and won’t affect your credit score
Easy renewal

No hidden costs

No application fee

Fast approval

Fixed fee

No interest rate

Bad credit is ok

TJC Capital







Other Cash Advances








Traditional Banks








You should be a business owner

Your business should be incorporated for 4 months or longer

At least $5,000+ a month deposited in your business bank account

Does my business qualify?

The TJC Payments team is here for businesses that need cash to grow and expand today. Our funding requirements are simple and straightforward. Our goal is to provide funding to companies only, when it is in their best interest.

It’s free to apply and won’t affect your credit score

Does my business qualify?

Does my business qualify?

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We purchase your future merchant processing receivables at a discount, providing you with funds today

Use your merchant processing account to repay the advance

Approval amounts are determined using the last 4 months of merchant processing and bank statements along with the business information on your application

You are eligible to refinance when you reach 60% of your total repayment amount

Does my business qualify?

Approval amount is based on your monthly checking account deposit volume

We purchase your future bank deposit receivables at a discount, providing you with funds today

Use your future accounts receivables to repay the advance

Approval amounts are determined using the last 4 months of your bank statements along with the business information on your application

Advances are repaid with a fixed daily ACH withdrawal from your checking account Monday to Friday only

You are eligible to refinance when you reach 60% total repayment amount

Does my business qualify?

Short or Long-term loan is a simple interest business loan with a low rate and flexible terms ranging from one to five years, with no prepayment penalties. No collateral is required for a medium-term loan, but a personal guarantee is needed.

A Business loan offers low rates and flexible terms, and does not require collateral.

You can request from $20,000 to $500,000, with repayment terms of one to five years.

No prepayment penalties

Bad Credit is ok

Flexible use of proceeds

Ready To Talk?

Our team is here to answer your question about TJC Payments

More that 5k+ businesses and organizations count on TJC Payments.

What customers say about Us

I have been very happy with TJC Payments. You have worked with me at keeping up with the current processing law, and also honored your part of the agreement... I'm very happy with the service on both the customer service end and technical support.
Lisa Fang

Stop paying high processing
fees

Start using the Zero Cost Processing solution today!