Processing
Credit Cards at 0%

Collect 100% of your processing sales

We change the way you get paid

With recent law changes and the advancement of our proprietary software your business can now accept credit cards for FREE! TJC Payments Introduces 0% Processing! It is a method of passing a service fee to all customers while giving a discount to those who pay with cash.

TJC Payments Processing 0%


Credit/Debit Card
Payment Terminal Customer Merchant
Auto-calculates 3,99% fee Pays small fee. Still gets rewards points Receives 100% of sale amount

Traditional Processing


Credit/Debit Card
Payment Terminal Customer Merchant
Charges 2,7%-3,5% processing fee Pays no fee. Gets rewards points Receives 96% of sale amount

How It works?

Bye-bye Fees

With our software, all the processing fees will be incorporated into the sale and a small fee is passed on to the card holder.

Cash is King

Even better, your customers are rewarded for paying in cash with a 3.99% discount!

A Bigger TJC Payments

You, the business owner, get 100% of the sale!

Signs of the Times!

Point-of-purchase pricing and discount signage clearly spell out the process to customers
Our trained team of business experts has the right solution to help you grow your business.
Our trained team of business experts has the right solution to help you grow your business.

TJC Payments 0% Processing Will once and for all Eliminate all Processing Fees

With the TJC Payments 0% Processing plan, you’ll never have to worry about processing fees. Our exceptional customer service will make you a happy customer. Thousands of merchants are already using TJC Payments, and more are signing on every day.


TJC Payments 0%
Processing

Traditional
Processing
Interchange Fee 0% 2%-4% of Gross
Transaction Fee $0.00 $0.05-$0.25
Authorization Fee $0.00 $0.05-$0.25
Statement Fee $0/mo $5-$10/mo
Monthly Minimum $0/mo $25-$50/mo
Online Access Fee $0/mo $3-$15/mo
Other Junk Fees No junk fees $1-$199/mo

4 Amazing POS Solutions With 0%

We change the way you get paid

A unique program developed to help merchants nationwide save virtually 100% on processing fees by offering their customers a discount for paying with Cash or in store gift cards.
Just about any business that accepts credit cards can benefit from TJC. From auto repair shops and daycare centers to retail establishments and professionals like doctors, lawyers, dentists and accountants, TJC can put more money in your pocket every month — a lot of it!
This is the fun part. We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff. You’ll also receive a great gift while supplies last.

It’s easy! Just press GET STARTED button and fill out a simple form It only takes a couple of minutes! Business and Personal information is confidential and secure. Welcome to the TJC Payments family of smart merchants who are saving money every day!

We have a 100% satisfaction guarantee. If for any reason you want to stop using Cash Discount Program, we will immediately change you back to traditional interchange pricing. We got you covered!
Our merchants love this program and there has been virtually no negative impact from their customers. Customers understand the high costs of processing payments and opt in or use cash.

TJC is new, yet thousands of merchants are already using TJC Payments, and more are signing on every day. Gas stations have been using this program in the US for over 15 years. In addition, many national, state and local governments like the DMV, IRS, Post Offices, Schools and Courts use the cash discount program and new federal regulations now allow merchants to reclaim their fair share of processing fees. Read More

Not at all. We’ve made TJC Payments incredibly easy to order, set up and manage. If you have any questions, just give us a call and one of our super-smart (and very friendly) tech people we mentioned earlier will help you with any questions or concerns.

As stated in the Durbin Amendment §124.STAT.2073, 9b2, businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than a credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.
Our trained team of business experts has the right solution to help you grow your business.
Our trained team of business experts has the right solution to help you grow your business.

Ready To Talk?

Our team is here to answer your question about TJC Payments

More that 5k+ businesses and organizations count on TJC Payments.

What customers say about Us

I have been very happy with TJC Payments. You have worked with me at keeping up with the current processing law, and also honored your part of the agreement... I'm very happy with the service on both the customer service end and technical support.
Lisa Fang

Stop paying high processing
fees

Start using the Zero Cost Processing solution today!